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Healthcare Reform: What Does It Mean For You?

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With all the controversy surrounding Obama’s new healthcare bill, you might be wondering how the new laws will affect pregnant women and their care. Several parts of this bill will benefit both mothers and midwives. Currently, maternity coverage is included in most group insurance plans. That is a good thing, but that means that decent maternity coverage is tied to employment. For those who are self-employed or unemployed, or those working for smaller companies that do not provide group insurance policies, acquiring good maternity coverage is a lot more complicated. Most private insurance plans do not include maternity. It must … Continue reading →

Getting Your Finances Straight Before the Hospital Bills Arrive

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When it comes to paying for prenatal care and labor and delivery, get your ducks in a row before you give birth. While eight months may not be enough time to get completely prepared financially, preparing for the large stack of bills before they arrive will give you the upper hand and reduce your stress. First of all, figure out what you can afford. Not many people have the kind of cash it takes to pay a hospital bill in full when it is due, so most of us end up making monthly payments. Figure out what the maximum monthly … Continue reading →