The Healthy Indiana Plan Covers Adults

Medicaid typically covers low-income families, children, people who are over age 65, and women who are pregnant. This leaves out adults who do not have dependent children. Indiana has a program called Healthy Indiana that will cover this group that is so often neglected in other states. Medicaid is a public, or government run, form of health insurance. It is designed to cover individuals and families who are low-income and who cannot afford to by a health plan from a private insurance company. Medicaid is funded, in part, by the federal government and it is also funded by the government … Continue reading

Colorado CHP+ Covers Kids and Pregnant Women

Medicaid can cover adults, children, and women who are pregnant. In Colorado, the program that covers kids is called Child’s Health Plan Plus, or CHP+. The program also can cover women who are over age 19 and who are pregnant. Medicaid is a public, or government run, form of health insurance. Part of the funding comes from the federal government, and part of the funding comes from a state government. The purpose of the Medicaid program is to provide affordable health insurance to people who are low-income and who cannot afford to buy a health insurance policy from a private … Continue reading

Women’s Health Care Just Got More Affordable!

As of August 1, 2012, the Affordable Care Act requires all health insurance plans to cover women’s preventative care without a co-payment or cost-sharing requirement. This means that women who have health insurance can get the care they need at a much more affordable price. August 1, 2012, is seen by many as a day of celebration for American women, and their families. This is because the Affordable Care Act now requires all health insurance plans to cover women’s preventative care without charging women a co-pay or deductible in order to receive these types of health care. This is the … Continue reading

Baby Your Baby Program Helps Pregnant Women in Utah

The state of Utah has a public health insurance program called “Baby Your Baby”. It is designed to help uninsured pregnant women to be able to afford outpatient and pregnancy related medical care. Baby Your Baby is considered to be a form of prenatal Medicaid. The cost of prenatal care, giving birth in a hospital, and post-natal care can be more expensive than a family, or an individual pregnant woman, can afford. The financial aspects of pregnancy can quickly become too expensive for an uninsured pregnant woman to pay for. The state of Utah has an extensive Medicaid program that … Continue reading

Can the Healthy Families Program Help You?

There are many people who are unable to afford to purchase health insurance coverage. Sadly, this often means that their children are also without coverage. Some state programs are designed to help with this problem. In California, there is a program called Healthy Families that might help you. Healthy Families is a low cost insurance coverage program for children and teens. It provides health, dental, and vision coverage for children who do not have insurance coverage and who do not qualify for free Medi-Cal. This is a public, or government run, form of health insurance. There are several eligibility requirements … Continue reading

Insurance Podcast Roundup – Week of April 30, 2012

Each week, the Insurance Podcast Roundup brings you brand new episodes of podcasts that discuss insurance related issues and topics. Listening to these podcasts is a great way to keep up with the changes that may affect the insurance that covers you and your family. NPR has an episode of “All Things Considered” that was released on April 26, 2012. This episode is called “Colorado Extends Medicaid To Some Adults Without Kids”. Typically, Medicaid covers children, women who are pregnant, people with certain types of disabilities, and people who are over the age of 65. Colorado found a way to … Continue reading

What Does Maternity Insurance Cover?

Does your health insurance plan cover maternity? Most of them will not, unless you specifically purchase that extra form of insurance. Without it, many families find themselves paying for those expenses out of pocket after their baby is born in the hospital. Common sense would tell you that pregnancy, and childbirth, are natural functions of the human body. One would assume that the medical expenses that go along with prenatal care, postnatal care, and giving birth at a hospital would be covered by a typical health insurance policy. Most people would consider a pregnancy to be a blessing, and realize … Continue reading

Lack of Health Insurance Prevents Man From Getting Transplant

A man in Tennessee needs a liver transplant. Unfortunately, he has been prevented from getting on the transplant list because he does not have health insurance. This pushes him, and his family, into an extremely expensive situation. Right now, many Americans are unable to afford health insurance. Employer sponsored health insurance has started to disappear. The health care reform laws have helped some groups find health insurance that were unable to find coverage previous to those laws. For example, young adults who are under the age of 26 can be covered through their parent’s health insurance plans. There are many … Continue reading

Alternatives to Private Health Insurance

My husband and I canceled our health insurance policy. To make a long story short, it was more expensive, (and provided less coverage), than we expected. What are we going to do now, without insurance from a private company? There are plenty of options. There are some alternatives to getting a policy from a private insurance company. Not everyone will qualify for public health insurance, but my husband does. He is legally blind, which means that he is disabled. This means that he is eligible for Medicare Part A. This is something that he has been getting for many years … Continue reading

Healthcare Reform: What Does It Mean For You?

With all the controversy surrounding Obama’s new healthcare bill, you might be wondering how the new laws will affect pregnant women and their care. Several parts of this bill will benefit both mothers and midwives. Currently, maternity coverage is included in most group insurance plans. That is a good thing, but that means that decent maternity coverage is tied to employment. For those who are self-employed or unemployed, or those working for smaller companies that do not provide group insurance policies, acquiring good maternity coverage is a lot more complicated. Most private insurance plans do not include maternity. It must … Continue reading